vs LinkSell and Stripe, on sourced numbers
Cards or USDC.
Pick by who
pays you.
Two ways to take a payment, priced two different ways. LinkSell charges a flat plan and 0% commission per sale, and the buyer authorizes USDC straight to your wallet.
What each rail charges per sale
Per sale
Stripe
Standard US online domestic card
2.9% + 30¢ per payment
Other markets, methods, cards, and contracts differ.
LinkSell
Every plan
0% commission per sale
Plus a flat monthly plan of $0, $49, or $299. Network, facilitator, wallet, or conversion costs can apply.
Stripe price from stripe.com/pricing, reviewed 2026-08-21
Worked example
The same sales, priced both ways.
Sales of $29 each, at three monthly volumes. Each LinkSell row uses the smallest plan whose checkout limit covers the volume.
| Monthly sales | Stripe card fees | LinkSell plan | LinkSell commission | Difference |
|---|---|---|---|---|
| 100 sales $2,900 gross | $114.10 | $0 Free plan | $0.00 | $114.10 |
| 1,000 sales $29,000 gross | $1,141.00 | $49 Pro plan | $0.00 | $1,092.00 |
| 10,000 sales $290,000 gross | $11,410.00 | $49 Pro plan | $0.00 | $11,361.00 |
Arithmetic on Stripe’s listed rate for a standard US online domestic card payment (2.9% + 30¢, reviewed 2026-08-21) and current LinkSell plan prices. It leaves out network, facilitator, wallet, and conversion costs, which can apply. Other card markets, methods, and contracts differ.
Side by side
What we can state, and what to ask.
The LinkSell column is what LinkSell does. For a card account, the answer lives in your processor agreement — so the right column is the question to put to it.
| Topic | LinkSell | Card processor |
|---|---|---|
| Price per sale | 0% LinkSell commission, on every plan. | Stripe lists 2.9% + 30¢ for a standard US online domestic card payment. |
| Fixed monthly cost | $0, $49, or $299 a month, by plan. | Which monthly or account fees apply to you? |
| Where a sale lands | The buyer authorizes USDC to your wallet. | When does a payout reach your bank account? |
| Who holds the funds | LinkSell does not hold merchant funds. | When can a balance be held or reserved? |
| Costs outside the price | Network, facilitator, wallet, or conversion costs can apply. | Other markets, methods, cards, and contracts differ from the listed rate. |
| What you can sell | Products, services, subscriptions, downloads, and paid APIs, depending on plan. | Which products does your account allow? |
Not either/or
Let the buyer pick the rail.
Run both if your buyers do.
Choose LinkSell when
- Your buyers hold USDC in a wallet.
- You sell access to an API.
- You would rather pay a flat plan than a cut of each sale.
- You want each sale to settle to your own wallet.
Choose a card processor when
- Your buyers pay by card.
- Your buyers do not use a wallet.
- Your card rate fits your margins.
Put a price on it.
Get paid to your own wallet.
Request access and tell us what you sell. After approval, an invite arrives by email and you set up your wallet, your first offer, and your checkout.